Pensions and Savings

Recent Publication- Working Welfare: Contributory Benefits, the Moral Economy and the New Politics

Frank Field

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The Coalition’s welfare reforms aim to ensure that working people earn more than those on benefit and that unemployed people can find and keep a job. These are widely welcomed. But, says Frank Field MP, the Labour Member of Parliament for Birkenhead, more radical change is needed if the system is to be effective, affordable and also fair.

In Working Welfare: Contributory Benefits, the Moral Economy and the New Politics, Mr Field, a former minister for Welfare Reform and Chairman of Parliament’s Social Security Select Committee, says if welfare is to work, thecontributory insurance principle must be restored to the National Insurance System. Contributors and tax payers should own their individual ‘pots’ and new mutual societies should run the system on their behalf.

Pension Reckoning: Paying for Public and Private Pensions

Charles Cowling
2010
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Author Charles Cowling explains that not only are too few individuals saving, or saving enough; but even for successful pension schemes in the public and private sectors, the story is of soaring, possibly unsustainable, costs. He explains how the pensions system can be overhauled and future cover for the retired be secured. Clear steps are set out for three pillar reform.

Providing for Pensions: Principles & Practices for Success

Theresa May
March 2010
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Theresa May MP, Home Secretary, sets out the case for a radical overhaul of the pensions system. She reflects the view of many in the pensions profession that the misguided policies of the past decade have taken a heavy toll. Occupational pensions are in sharp decline, the proportion of employees with defined benefit schemes has also fallen dramatically, while for over 12 million jobs there is no pension provision. Mrs May explains the steps now needed to reverse the trend.

Pension Reckoning: Paying for Public and Private Pensions

Charles Cowling
July 2010
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Author Charles Cowling explains that not only are too few individuals saving, or saving enough; but even for successful pension schemes in the public and private sectors, the story is of soaring, possibly unsustainable, costs. He explains how the pensions system can be overhauled and future cover for the retired be secured. Clear steps are set out for three pillar reform.

 

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